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Frequently Asked Questions

DDA Questions

Frequently Asked DDA Questions about the Insite Banking System™
Does Insite Banking System™ handle sweep accounts?
Yes. Master Accounts or Slave accounts serve as the sweep. (EX: A Regular DDA and Super Now. If the Super Now falls below a certain balance, the Regular DDA will transfer money into the Super Now.)

Can Insite Banking System™ create a loan advance to cover a DDA overdraft?
Yes.

Does Insite Banking System™ have overdraft protection, Ready Reserves, etc.?
Yes. Insite™ does allow for Ready Reserve. As well, Insite Banking System™ can establish a transfer of money into a DDA account from a Savings account if it becomes overdrawn or falls below an established amount.

 
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We find there are a lot less mistakes as the checks are read by CAR/LAR software and amounts are automatically put into the transaction fields, which eliminates a lot of keying by the teller.
Rick Kunze
President
State Bank of Table Rock


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