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Frequently Asked Questions

DDA Questions

Frequently Asked DDA Questions about the Insite Banking System™
Does Insite Banking System™ handle sweep accounts?
Yes. Master Accounts or Slave accounts serve as the sweep. (EX: A Regular DDA and Super Now. If the Super Now falls below a certain balance, the Regular DDA will transfer money into the Super Now.)

Can Insite Banking System™ create a loan advance to cover a DDA overdraft?

Does Insite Banking System™ have overdraft protection, Ready Reserves, etc.?
Yes. Insite™ does allow for Ready Reserve. As well, Insite Banking System™ can establish a transfer of money into a DDA account from a Savings account if it becomes overdrawn or falls below an established amount.

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As a community banker, I feel iTeller is on the cutting edge of technology, and will allow our bank to better serve our customers and market our products, as well as allow us to compete with large regional banks.
Rick Kunze
State Bank of Table Rock

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