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Frequently Asked Questions

DDA Questions

Frequently Asked DDA Questions about the Insite Banking System
Does Insite Banking System handle sweep accounts?
Yes. Master Accounts or Slave accounts serve as the sweep. (EX: A Regular DDA and Super Now. If the Super Now falls below a certain balance, the Regular DDA will transfer money into the Super Now.)

Can Insite Banking System create a loan advance to cover a DDA overdraft?
Yes.

Does Insite Banking System have overdraft protection, Ready Reserves, etc.?
Yes. Insite does allow for Ready Reserve. As well, Insite Banking System can establish a transfer of money into a DDA account from a Savings account if it becomes overdrawn or falls below an established amount.

 
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Installation of the Document Image Scanner and PC stations in both Florence and Strong City have proven to increase not only our customer service, but overall record keeping efficiency as well.
K.L. Linnens
Vice President
Cottonwood Valley Bank


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